While some insurance companies dispute or deny valid insurance claims for profit, others employ the tactic of trying to get policyholders to settle an insurance claim for far less than what they are worth. Some insurance companies habitually deny claims regardless of their legitimacy, and will only investigate a claim if the policyholder takes legal action. In reality, the law does not allow insurance carriers to make their profit by disputing or denying valid insurance claims by their policy holders.
At EsteemLaw, we understand that it could be very frustrating, and it’s also against the law for policyholders who submitted claims to their insurance company in the full expectation of coverage to have their claim denied, delayed or dismissed. We fight to help our clients recover the compensation to which they are entitled.
Insurance disputes often arise after an insurance company denies a seemingly valid claim, many times without a legitimate reason or explanation. Sometimes, insurance coverage actions can involve complex issues, including disputes between insurers related to matters such as primary/excess coverage or reinsurance. However, insurance coverage cases tend to focus on the language of the policy and the case law analyzing the policy language. If a policy is shown to have multiple interpretations, the courts will most likely rule in favor of an interpretation that favors the policyholder.
If you believe your insurance provider has reengineered a policy to deny your claim, get in touch with us today. We can help clients in a variety of insurance disputes including:
• Homeowners and Business Property Losses
• Unfair Claims Handling and Bad Faith
• Disability Insurance
• Professional Liability Coverage
• Errors & Omissions Coverage (E&O)
• Personal Insurance Protection
• Uninsured Motorist Coverage
• Car Insurance Coverage
• Medical Billing
• Health Insurance
• Life Insurance
• Fire Damage
We do not collect any fees unless we win your case. All our injury cases are handled on a contingency basis, You do not owe any attorneys’ fees unless we recover financial compensation in your case.